Note The job is a remote job and is open to candidates in USA. Reinsurance Group of America, Incorporated is a Fortune 200 Company focused on life- and health-related solutions. They are seeking a Senior Underwriting Consultant to evaluate and classify medical, non-medical, and financial risks for life insurance, ensuring fair rate quotes and maintaining strong client relationships. Responsibilities Appraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re's underwriting decisions Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems Collaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction Participates in special projects, committees, and meetings and assists in client presentations, as required Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed Maintains regular and predictable attendance Performs backup support and other duties as assigned Skills Bachelor's Degree or equivalent related work experience (minimum 8 years) 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience Basic Word skills, intermediate SQL/Query and Excel skills Competent ability to comprehend and interpret insurance and contract documents Advanced oral and written communication skills demonstrate the ability to share and impart knowledge Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions Advanced investigative, analytical and problem-solving skills Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables Ability to work well within a team environment and participate in department/team projects Ability to balance detail with departmental goals/objectives Advanced ability to translate business needs and problems into viable/accepted solutions Advanced skills in customer relationship management and change management Ability to manage multiple projects or teams and set applicable goals Advanced negotiating and persuasion skills Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines General business knowledge Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments Ability to work online, either at home or remote Ability to travel occasionally Benefits Annual bonus plan that includes all roles Some positions are eligible for participation in our long-term equity incentive plan A full range of health, retirement, and other employee benefits Company Overview Reinsurance Group of America, Incorporated (NYSE RGA) is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. It was founded in 1973, and is headquartered in Chesterfield, Missouri, USA, with a workforce of 1001-5000 employees. Its website is http//www.rgare.com. Company H1B Sponsorship Reinsurance Group of America, Incorporated has a track record of offering H1B sponsorships, with 10 in 2026, 43 in 2025, 45 in 2024, 40 in 2023, 34 in 2022, 34 in 2021, 26 in 2020. Please note that this does not guarantee sponsorship for this specific role.