Mortgage Loan Officer – Remote (Broker Platform | Real Leads + Pricing Edge + Full Tech Stack)

Residential Mortgage Loan Officer / Mortgage Team Remote | W2 or 1099 Broker | Competitive Split | Company Leads | Pricing Edge | Full Tech Stack About the Opportunity Loan Factory is hiring experienced Mortgage Loan Officers and mortgage teams nationwide. Whether you already have a strong referral network or are looking to grow with the support of company-provided leads, marketing, and an integrated mortgage platform, this is an opportunity to increase production and operate more efficiently on a scalable national brokerage platform. Who We Are Loan Factory is a fintech mortgage brokerage built to help originators close more efficiently and scale more effectively. Our proprietary all-in-one platform integrates LOS, POS, CRM, pricing engine, marketing tools, and lender resources in one place — giving loan officers the technology and support they need to compete at a high level without additional overhead. What We Offer • Competitive comp split for individual LOs and teams • W2 or 1099 options where permitted by state • 100% remote work environment • Company-provided leads available • Team marketing support • Low admin and processing fees per loan ($595 / $500) • Technology platform provided at no cost • Ability to build and grow your own team with internal resources • Restricted Stock Units (RSUs) available after onboarding based on past closed volume and eligibility Responsibilities • Manage the mortgage loan process from application through closing • Advise borrowers on mortgage options and structure appropriate loan solutions • Review financial information, credit, and documentation to determine eligibility • Build and maintain relationships with clients, referral partners, and other business channels • Generate new business through personal production, referrals, and company lead opportunities • Stay current on mortgage products, guidelines, and compliance requirements Qualifications • Active Mortgage Loan Originator license and NMLS registration required • Minimum 1 year of mortgage origination experience required (3+ years preferred) • Minimum 12 closed loans in the past 12 months • Experience in mortgage brokerage and debt consolidation preferred • Strong knowledge of mortgage products, borrower qualification, and financial analysis • Strong communication, sales, and relationship-building skills • Ability to work independently and meet deadlines in a remote environment • Familiarity with mortgage technology platforms, CRM systems, and compliance standards About Loan Factory Loan Factory is a nationwide mortgage brokerage with a proprietary technology platform designed to simplify the loan process for both borrowers and originators. We combine competitive pricing, integrated technology, and operational support to help mortgage professionals grow their business more efficiently. Next Steps... If you’re an LO and want to explore whether there’s a better way to grow your business, feel free to apply or reach out directly to connect. Apply To this Job Apply To this Job

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...